An auditor who reviews a mortgage file after funding and catches what the closing rush missed.
What they do
- Check for missing signatures, documentation gaps and incomplete disclosures
- Identify conditions still open after funding
- Escalate anything that needs a licensed reviewer rather than resolving it
- Keep investor deliveries clean so repurchase exposure stays down
Works with
Your post-closing team. Approval authority and risk determinations stay with the lender's state-licensed staff.